Readiness Assessment
The 16 Questions Your Examiner Will Ask
Regulators ask these. Cyber insurers ask these. FCI uses patterns from 400+ financial-services clients to help firms see whether controls are enforced, documented, and ready to prove.
Self-assessment
Score your exam-readiness in five minutes.
Answer all 16 questions honestly. Your score is not a certification or legal conclusion; it is a practical signal benchmarked against the evidence gaps FCI most often sees across financial-services environments.
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Complete the assessment to see your overall score, category breakdown, and the three evidence gaps most likely to create exam, renewal, or incident-response friction.
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Your likely evidence gaps
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Answer guide
What a strong answer sounds like.
Use the explanations below to compare your score against the evidence posture FCI helps firms build and maintain.
Regulatory Readiness
Most firms cannot. The evidence exists in fragments — across multiple tools, spreadsheets, and vendor dashboards. Assembling it takes weeks. FCI eliminates this problem entirely. The FCI Portal produces a living compliance record as a byproduct of the managed service itself. When the examiner asks, you open the FCI Portal and show a record that has been building continuously since the day the service went live.
This is the gap most firms discover only when an examiner asks. Written policies say controls are required. But enforced controls — with evidence that they are running on every device, at every location, right now — are different from policies that describe what should be happening. FCI enforces controls at the endpoint level across the entire distributed operation and documents that enforcement continuously.
Static compliance documents decay the moment they are written. The only documentation that holds up under examination is a continuous record of what is actually enforced — not what was intended. FCI’s FCI Portal maps every active control to the applicable regulatory framework, updated automatically as the service runs. No annual rebuilds. No stale spreadsheets.
Regulators are increasingly asking for evidence of enforcement, not just evidence of policy. A written supervisory procedure that says “all devices must run endpoint protection” is only valuable if the firm can prove it is true — across every registered representative, every branch, every device. FCI provides that proof layer by enforcing the controls and producing the evidence that the policies are being followed.
Reg S-P response planning depends on knowing which service providers touch customer information and whether they can notify the firm quickly enough to support investigation, customer notice, and regulatory response obligations. FCI helps firms identify operational dependencies, document control evidence, and reduce the scramble when vendor-related questions arise.
Breach & Incident Preparedness
After a breach, regulators and insurers ask two questions: what happened at the affected location, and what was the state of controls everywhere else? If the answer to the second question is “we don’t know” or “we would need to check,” the exposure multiplies. FCI’s FCI Portal shows real-time enforcement status across every endpoint — so the firm can demonstrate that the incident was contained, not systemic.
Monitoring without response is an alert that no one acts on. FCI’s SOC operates 24/7, 365 days per year with a full incident response protocol: device isolation, forensic evidence preservation, remediation, and coordinated communication with the firm’s compliance team. Every step is documented in the FCI Portal for regulatory reporting.
Claims can be denied or reduced. Cyber insurers are increasingly requiring proof — not attestation — that specific controls were active when the incident occurred. If the firm cannot produce that evidence, the policy may not pay. FCI produces timestamped evidence of control enforcement continuously, so the documentation exists before the incident happens, not after.
Compliance Operations
For most firms, the answer is measured in weeks — not hours. Staff are pulled from their regular responsibilities to chase down logs, export reports from multiple systems, and compile documentation that will be discarded and rebuilt for the next cycle. FCI eliminates this entirely. Compliance evidence assembles automatically as a byproduct of the managed service. The exam prep phase disappears.
Confidence without verification is the definition of regulatory risk. FCI enforces endpoint protection across every device in the distributed operation — including BYOD — and reports enforcement status through the FCI Portal in real time. The compliance team does not need to ask IT for a report. They can see it.
MFA enforcement is one of the most commonly requested controls in cyber insurance applications and renewals. “We have MFA” is not the same as “here is evidence that MFA is enforced for every user, on every login, with no exceptions.” FCI deploys phishing-resistant MFA aligned with CISA Zero Trust guidance and produces the enforcement records insurers require.
The Gap Between Policy & Proof
For virtually every firm with a distributed field operation, the answer is yes. The home office writes the program. The field operates outside direct IT control. The gap between what the policy says and what can be verified at any given branch is where regulatory exposure lives. FCI closes that gap by implementing controls at the endpoint level and producing evidence of enforcement continuously.
Most firms use between 5 and 15 separate security tools, each with its own dashboard, its own reporting format, and its own support channel. Assembling a unified view requires manual export and correlation. FCI replaces that fragmented stack with one integrated service — every component feeds the FCI Portal, every action produces evidence, every alert reaches a human analyst.
If compliance visibility depends on a request to IT, there is a delay between the question and the answer. That delay is the gap examiners find. The FCI Portal gives compliance teams direct, real-time visibility into every device’s enforcement status — without requiring IT involvement, without waiting for a report, without filtering through another team’s interpretation.
Cyber Insurance
Checking a box without verification creates liability. If the control was not actually in place at the time of a claim, the attestation becomes evidence against the firm. FCI produces the documentation that backs up every checkbox — with timestamped evidence of enforcement, not just policy statements. The renewal application is pre-supported by the FCI Portal’s continuous compliance record.
Documentation cuts both ways. If controls were enforced and documented, the evidence supports the claim. If they were not enforced — or the documentation is incomplete — the same evidence trail supports the insurer’s denial. FCI ensures the record is building continuously, so that when documentation is needed, it shows enforcement, not absence.
If you paused on any of these — that’s exactly why FCI exists.
A 30-minute gap analysis identifies where the gaps are between your written program and what you can prove is enforced today.