Who We Serve
Insurance Carriers & Agencies
Controls enforced across every agent, every agency.
Compliance evidence built before the state examiner arrives.
Insurance carriers distribute through captive and independent agents working from independent offices, home locations, and remote environments. State regulators and the NAIC expect documented evidence that every agent’s device and access point is secured — not just a written policy. FCI enforces controls across the full distribution network and produces NAIC and state-aligned compliance evidence continuously, so the home office can confirm every agency is in good order before the examiner asks.
What Changes for You
Find your role. See what FCI means for your day.
Home Office Security / Compliance Lead
The gap between your written cybersecurity policies and what you can prove at the agent level closes on day one. Controls enforce across every appointed agent’s device. The FCI Portal produces NAIC and state-aligned compliance evidence continuously — you stop rebuilding documentation before exams and start showing it.
Distribution / Agency Relations Head
Security requirements now propagate through your distribution network automatically — without adding friction to agent onboarding or day-to-day operations. Agents get protected. The carrier gets documented proof. Neither side has to manage the process manually.
Independent Agency Principal
FCI handles cybersecurity for your agency so you stay focused on production, not IT management. Endpoint protection, access controls, and monitoring deploy without requiring you to build or maintain a security program. Your carrier’s requirements are met. Your team keeps working.
IT Manager
FCI works alongside your existing infrastructure — it is not a replacement. Endpoint protection, patching, and monitoring deploy without requiring site visits or remote device configuration across hundreds of independent locations. Your workload decreases. Your visibility increases.
The Problem
State examiners expect evidence of controls. Your agents work from places you cannot see.
Independent agents may work from their own offices, home locations, or shared workspaces on personal devices that process applications, access carrier systems, and handle the most sensitive financial and medical records of your policyholders. The carrier has no visibility into those devices — and no mechanism to enforce the security controls it has written into policy.
The NAIC Insurance Data Security Model Law has been adopted in the majority of states, and NYDFS Part 500 extends similar requirements to carriers operating in New York. State insurance department examinations increasingly focus on cybersecurity controls: documented evidence of endpoint protection, MFA enforcement, access management, incident response procedures, and third-party vendor oversight — applied not just at the home office, but across every appointed agent and distribution point.
For most carriers, assembling that evidence means weeks of manual outreach to agencies, uneven responses, and documentation that is already outdated by the time it is compiled. Examination findings increasingly cite the distance between a written policy and a technically enforced control at the agent level.
We strongly recommend FCI to any firm with a desire to get cybersecurity protection and compliance.
Agency of The Guardian Life Insurance Company of America
What Changes With FCI
Network-wide enforcement. Exam evidence that builds itself.
FCI maps the full scope of your distribution network — every device, every agency location, every connection to carrier systems. Controls are deployed and enforced from that point forward: MFA, Always-On VPN, endpoint protection, Zero Trust access. Your FCI Portal begins producing documentation aligned to NAIC Model Law and state data security requirements immediately.
Every Agent Covered
Controls reach every appointed agent — captive, independent, and home-based — without requiring IT presence at each location.
Continuous Compliance Evidence
NAIC and state examination evidence assembles continuously — your compliance team opens the FCI Portal instead of chasing agencies for documentation.
Zero Trust Access
Zero Trust access controls prevent a single compromised agent device from reaching carrier systems or policyholder data.
24×7 SOC Monitoring
Every alert across the full distribution network is reviewed by trained analysts — around the clock, not just during business hours.
The Evidence Package
The examiner will ask for your cybersecurity evidence. FCI builds it while your agents are working.
Device inventory and control enforcement log across all appointed agents and agency locations
NAIC Insurance Data Security Model Law alignment mapping
State data security law compliance documentation — including NYDFS Part 500 where applicable
MFA, VPN, and endpoint encryption enforcement records — agent by agent
Vendor due diligence file for FCI (SOC 2 Type 1 Attestation, SecurityScorecard)
Incident log and response documentation
Access control and user provisioning records
Next Step
Request a 30-minute Gap Analysis
See your agent network exposure and exam readiness today.